Regarding "seminary education" episode. I have started taking classes at Christian Leaders Institute which has many options for bachelors degree and ordination or just plain Christian education. I already have a degree in nursing and did not need another degree but just wanted the biblical education without the debt. I have taken classes elsewhere and I think these classes are more superior. They are donation based and provide free education all around the world. You really should check them out. I am not a spokesman for them, only a student, but when you spoke about graduates not being able to afford to take a job because of their debt, I wanted to let you know about this option. Before you enroll, they require you to take a short class that explains their whole program. It takes around 1 to 2 hours to complete but well worth it for the free education. Don't let the word free discourage you. You won't be disappointed. Since I started going there around 6 months ago they have progressed by adding different options for ordination and chaplains. I believe they will eventually add masters degree optiions in the future.